Study: Florida has thousands more high-risk properties than FEMA says

Cape Coral and Tampa are the first and second most-exposed cities in the state, the disaster modeling found.

About 114,000 more Florida properties are at risk of flooding in a 100-year storm than the Federal Emergency Management Agency currently estimates, according to a model released Monday by a nonprofit arguing the country has undersold its vulnerability to disasters.

Tampa is the second-most exposed city in the state, says the First Street Foundation, with 43,111 properties that could flood in such an event — the seventh most at-risk in the country. No. 1 in the United States is Cape Coral, according to the analysis, with more than 90,000 at-risk properties.

The foundation’s flood tool is meant to highlight gaps in federal insurance maps and give home buyers what First Street promises is a better view of vulnerability. The data include property-specific reports that are accessible online for users to search their address — and will soon also be displayed on realtor.com, one of the largest real estate listing websites in the country, the company said.